Cardeter
The smartest way to manage your cards
Discover the easiest way to track, organise and maximise your payment cards. All your cards, one dashboard — smarter spending starts here.
Secure & Protected
Bank-grade encryption keeps your card data safe at all times, every time you access the platform.
Smart Insights
Get personalised spending insights and recommendations tailored to your card usage patterns.
Instant Alerts
Real-time notifications so you never miss a transaction, due date, or reward expiry on any of your cards.
Find your perfect card in seconds
Tell us what you need and we’ll match you with the card that fits your lifestyle, spending habits, and goals.
Built for people who take their cards seriously
Cardeter connects with all major card providers to give you a unified view of your rewards, statements, and limits. Whether you hold one card or twenty, we make managing them effortless.
Our smart engine continuously scans for better offers and alerts you before rewards expire — so you always stay ahead.
Cards tracked
User satisfaction
Verified in minutes
Connect your cards securely via open banking. Our verification process takes less than two minutes — no paperwork, no hassle.
Link your card
Securely connect any card in seconds with our encrypted open-banking integration.
We analyse it
Our engine scans your spending patterns and maps them to the best available rewards.
Get recommendations
Receive tailored card suggestions ranked by how much value they add to your lifestyle.
Keep optimising
Cardeter keeps watching so your portfolio stays optimal as new offers and cards launch.
FAQs
Is Cardeter free to use?
Yes — Cardeter is completely free for individuals. We offer a Pro plan for power users who want advanced analytics and priority support.
How does Cardeter access my card data?
We use read-only open-banking connections regulated under PSD2. We can never move money or make changes to your accounts.
Which cards and banks are supported?
We support over 500 banks and card providers across the UK and Europe, including all major high-street banks and fintechs.
Is my data secure?
Absolutely. All data is encrypted in transit and at rest using AES-256. We are ISO 27001 certified and fully GDPR compliant.
Can I add multiple cards?
Yes — there is no limit on the number of cards you can add on the free plan. Manage your entire wallet from one place.
How do the card recommendations work?
Our algorithm analyses your actual spending patterns and compares them against every card on the market to surface the highest-value matches for you.
How do I delete my account?
You can delete your account and all associated data at any time from Settings → Account → Delete account. We honour all data-erasure requests within 30 days.